Built for ISOs. Powered by Speed.

Immediate Advances was founded with one mission — to help Independent Sales Offices close more deals, faster. We believe that time is the most valuable currency, and we’ve built our funding process around delivering results in hours, not days.

An illustration of a team collaborating in a professional office environment.

Why We Exist

The MCA industry moves fast — but too many funding companies slow deals down with outdated processes and endless back-and-forth. ISOs were left waiting, merchants got frustrated, and opportunities slipped away.

Immediate Advances was created to change that. We built a model where ISOs come first: faster reviews, clearer terms, and same-day funding on qualified submissions. No wasted time, no hidden surprises — just a straight path from submission to advance.

Our Mission

To empower ISOs with the tools, speed, and reliability they need to win more merchants, build stronger relationships, and grow their portfolios. Every feature, process, and partnership at Immediate Advances is designed around ISO success.

The Immediate Advantage

Speed That Wins Deals

Same-day funding when submitted before 2PM.

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ISO-First Partnership

Your growth is our priority.

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Transparent Terms

Advances are straightforward, no hidden fees.

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Future-Focused

Resources, insights, and support to keep you ahead in MCA.

Partnership Beyond Funding

We don’t see ISOs as just deal-submitters — we see you as partners. That’s why Immediate Advances provides more than just capital. From responsive underwriting to resources that sharpen your edge, we are invested in your long-term success.

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Responsible Funding Practices

Transparency is central to our business. Immediate Advances offers advances that are purchases of future receivables — not loans. We follow strict compliance practices so you can confidently submit deals knowing your merchants are treated with fairness and professionalism.

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Ready to Grow Together?

Join a funding partner that’s built for speed, designed for ISOs, and committed to helping you close more deals.

Become an ISO Partner